Agreement

This page explains the relationship between Khushi and you, the user. It includes:

📜 Introduction

Welcome to Khushi, managed and run by Daughters Wealth Tech Private Limited 🏢, registered under ROC Kolkata.

👉 This is an informational page. The full agreement will be presented in the Khushi app when you sign up. Signing ensures you understand how we work, setting the foundation for a trusted, transparent relationship.

  • Services you can expect.
  • Your responsibilities.
  • Fees, termination terms, and legal compliance.

🤝 Scope of Services

🔹 Personalized Financial Planning:

  • 📊 We create plans tailored to your inputs and life goals.
  • 🎯 Advisory includes a set of 3 products explained clearly so you can choose the best one for yourself.

🔹 Goal Monitoring:

  • 📈 We monitor your goals and advise on product exits, switches, or additions whenever needed.

🔹 Language Support:

  • 🌐 All plans and advice are delivered in your preferred language, including verbal and written communication.

💰 Fees and Payment Terms

💵 ₹50/month starting two years after your first financial plan.

🛑 Non-refundable: Payments can’t be refunded, but you can easily opt out.

⚠️ User Responsibilities

  • 👤 Provide accurate and truthful information so we can deliver effective advice.
  • 🔍 Understand that the quality of our advice depends on the accuracy of your inputs.

🚪 Termination Clause

  • ✅ Users can terminate the agreement anytime via the app.
  • 🚫 Khushi reserves the right to terminate services if terms are violated.

❗ Limitations and Disclaimers

🔸 Advice is for informational purposes only and does not guarantee financial outcomes.

🔸 Users should consult independent legal or tax professionals for specific needs.

🔸 Khushi is a fee-only advisor and does not earn commissions or monetary benefits from advised products.

⚖️ Jurisdiction and Compliance

📍 This agreement is governed by the laws of West Bengal, India.

Last updated: April 7, 2026